What is the MIB?
Have you been involved in an accident with an uninsured or untraced driver? If so you may be entitled to make a compensation claim through the Motor Insurers’ Bureau ( MIB ).
UK motorists are required to obtain adequate motor insurance to legally drive or park a vehicle on our roads. It is estimated however, that there are around 1.3 million road users in the UK that drive without insurance. If you are hit by an uninsured or untraced driver there is no insurance company to provide compensation for damage to your vehicle or personal injury. This does not mean that you are unable to recover your losses.
Provided that you meet the criteria we can help you claim against the Motor Insurers Bureau ( MIB ) who will, where appropriate, compensate you for your personal injury and special damages such as lost earnings.
You can make your application to the MIB yourself, without legal representation.
We are a team of independent specialists who work on a NO WIN NO FEE* basis and represent thousands of clients in making applications for criminal injuries compensation. Our many satisfied customers prefer to have the help and assistance of our specialist staff when making their application.
Naturally our clients find our help and advice particularly useful, as this process usually takes over 12 months and can become complex and frustrating, especially when chasing information or if your application is rejected. Should this be the case, we work very hard to review rejections on your behalf.
You can of course decide to make the application yourself by approaching the Motor Insurers Bureau ( MIB )directly. You will not be charged by the MIB for representing yourself, however many clients prefer to rely on the skill, experience and expertise of a specialist to obtain an adequate compensation settlement.
Our team of personal injury experts specialise in helping victims of road traffic accidents involving uninsured and untraced drivers claim compensation through the Motor Insurers’ Bureau. The Motor insurance Bureau are an organisation funded through contributory payments, from policy premiums, by the Insurance industry. The scheme pays compensation to Claimants who suffer a loss due to an incident involving an uninsured or untraced motor vehicle.
We will appoint one of our specialists who will represent you in making your claim through the Motor Insurers Bureau scheme and ensure that we work hard to settle your claim on the best possible terms. We operate on a No Win No Fee* basis and do not ask for any up front payments. If we are successful 25% will be deducted from your compensation.
If the MIB awards you compensation you pay us a sum equivalent to 30 percent of that compensation inc VAT at the standard rate, currently 20%, which applies when the work is done. Thus we charge you 25% plus VAT. You never pay us more than 30% if you win.
All claims are dealt with on a “No Win No Fee” basis and will be subject to a 30% success fee which is deducted from your final compensation. A typical example of this is, if you recover £1,000 in compensation, you will pay us £300 and receive £700.00 in compensation.
If you lose the case you do not pay us anything.
You must give us clear instructions to allow us to do our work properly:
– you must not ask us to work in an improper or unreasonable way.
– you must not deliberately mislead us.
– you must co-operate with us when asked.
– you must endeavour to be as contactable as possible to allow us to proceed with your case with the greatest efficiency.
Start Your Claim Today
RAM Legal Services are a team of independent specialists who have represented clients for 25 years in making claims for accidents involving uninsured and untraced drivers.
By using a representative you are appointing specialists with in depth knowledge of the Motor Insurers Bureau (MIB) Schemes, to handle your claim.
We will endeavour to ensure that any award that is made by the Motor Insurers Bureau is adequate. If we don’t consider an award to be adequate we will work hard to negotiate an increase for you.
We will also, where appropriate, calculate your loss of earnings and future losses before seeking to recover them from the MIB.
Any issues such as liability and causation are settled on the best possible terms.
Take the first step and get in touch with our claims specialists.
Simply request that we contact you through this form, let us know the best way to get in touch and what time of day works best for you.
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